Payment Policy

Last Updated: August 25, 2026

At SMARTVICO, we want every purchase to be simple, secure, and convenient. This Payment Policy explains the payment methods we accept, how payments are processed, and what to expect when placing an order through our website.

Accepted Payment Methods

We currently accept the following major credit and debit cards:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • JCB

  • Diners Club

  • Maestro

  • Visa Electron

Available payment methods may vary depending on your location, device, or checkout options.

All payments are processed through secure payment processing systems designed to help protect your payment and personal information.

Payment Authorization

When you place an order, your selected payment method may be authorized and charged for the full order amount at checkout.

Your order will be processed after the payment has been successfully authorized and verified.

If payment authorization cannot be completed, your order may be delayed or canceled until a valid payment method is provided.

Currency

All prices displayed on the SMARTVICO website are shown in U.S. Dollars (USD) unless otherwise stated.

Your bank or card issuer may apply additional currency conversion fees if your payment account uses a different currency.

Order Confirmation

After your payment has been successfully processed, you will receive an order confirmation email containing important order details, including:

  • Order number

  • Items purchased

  • Shipping information

  • Order total

  • Payment confirmation

Please check your email after placing an order. If you do not receive an order confirmation, please contact our customer support team.

Failed or Declined Payments

If your payment is declined or cannot be processed, please:

  1. Verify that your payment information is correct.

  2. Make sure your card has not expired.

  3. Confirm that sufficient funds or available credit are available.

  4. Contact your bank or payment provider if the issue continues.

  5. Try another available payment method at checkout.

SMARTVICO does not have access to your full card number or banking credentials.

Taxes

Applicable sales taxes and other required charges, where applicable, will be calculated at checkout based on your shipping address and applicable laws and regulations.

The final amount payable will be displayed before you complete your purchase.

Payment Security

We take reasonable measures to help protect your payment and personal information.

Payment information is processed through secure payment systems, and sensitive payment details are handled by our payment processing providers rather than stored directly by SMARTVICO.

However, no online payment system can be guaranteed to be completely secure.

Fraud Prevention

To protect our customers and our business, SMARTVICO may review orders for potential fraudulent or unauthorized activity.

We reserve the right to:

  • Delay order processing while additional verification is completed.

  • Request additional information when reasonably necessary.

  • Decline or cancel orders that appear suspicious or unauthorized.

  • Refund any payment associated with an order that is canceled for security reasons.

If an order is canceled, any eligible refund will be issued to the original payment method.

Payment Disputes

If you believe you were charged incorrectly or have a question about a payment, please contact our customer support team before initiating a payment dispute whenever possible.

We will do our best to investigate and resolve payment-related concerns promptly.

Contact Us

If you have any questions about this Payment Policy or a payment made through our website, please contact us:

Email: support@smartvico.com

We are happy to assist you with any payment-related questions or concerns.